2.2Statement of changes in property portfolio

CHF 1,000

Residential properties

Commercial properties

Properties under construction

Total investment properties

Properties held for sale

Total property portfolio

Portfolio value as at 1 January 2024

1,361,482

147,012

263

1,508,757

9,269

1,518,026

Acquisition costs as at 1 January 2024

633,325

172,659

263

806,248

9,269

815,516

Increases

229,233

147,340

20

376,593

34

376,627

Disposals

–5,558

-

–283

–5,841

–4,512

–10,353

Reclassifications

-

18,006

-

18,006

-

18,006

Acquisition costs as at 31 December 2024

857,000

338,005

-

1,195,005

4,791

1,199,796

Revaluation as at 1 January 2024

728,157

–25,648

-

702,509

-

702,509

Gains on valuations

51,377

58,809

-

110,186

-

110,186

Losses on valuations

–4,112

–1,189

-

–5,301

-

–5,301

Disposals

–11,942

-

-

–11,942

-

–11,942

Revaluation as at 31 December 2024

763,480

31,972

-

795,451

-

795,451

Portfolio value as at 31 December 2024

1,620,480

369,977

-

1,990,457

4,791

1,995,247

Portfolio value as at 1 January 2025

1,620,480

369,977

-

1,990,457

4,791

1,995,247

Acquisition costs as at 1 January 2025

857,000

338,005

-

1,195,005

4,791

1,199,796

Increases

32,899

102,880

-

135,779

9

135,788

Disposals

-

–2,335

-

–2,335

–4,791

–7,125

Reclassifications

–2,170

-

-

–2,170

2,674

504

Acquisition costs as at 31 December 2025

887,729

438,550

-

1,326,280

2,683

1,328,963

Revaluation as at 1 January 2025

763,480

31,972

-

795,451

-

795,451

Gains on valuations

99,768

35,797

-

135,565

-

135,565

Losses on valuations

–7,747

–14,360

-

–22,107

-

–22,107

Disposals

-

704

-

704

-

704

Reclassifications

–504

-

-

–504

-

–504

Revaluation as at 31 December 2025

854,997

54,113

-

909,109

-

909,109

Portfolio value as at 31 December 2025

1,742,726

492,663

-

2,235,389

2,683

2,238,072

As at 31 December 2025 and 2024, the valuation of investment properties was carried out by CBRE (Geneva) SA in accordance with national and international standards and guidelines.

Increases consisted of value-enhancing renovations, purchases of buildings and investments.

In 2025, governmental grants amounting to CHF 0.3 million (2024: CHF 0.1 million) were received for energetic renovation of residential properties and offset against the corresponding increases. The properties ‘Rue des Vergers 47’ in Aproz, ‘Route de Crans 87’, Lens, one residential unit at ‘Grand-Place 12/14’ in Crans-Montana and one residential unit at  ‘Oberi Märetmattestrasse 3’ in Saanen (properties held for sale) were sold. The property ‘Route des Briesses 4’ in Crans-Montana was reclassified from residential investment properties to properties held for sale.

In 2024, the properties ‘Alte Bahnhofstrasse 5/7’ in Mägenwil and ‘Obere Holzgasse 8/9’ in Hausen AG were reclassified from tangible fixed assets (owner-occupied properties) and intangible assets (right to use an underground car park) to commercial properties. Moreover, the residential property ‘Chemin de l’Ecu 15/17a’ in Châtelaine and three residential units at ‘Gstaadstrasse 6/8, Oberi Märetmattestrasse 3’ in Saanen (properties held for sale) were sold.